Finance
Auto Loans
The Cactus Auto finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Tucson, Flowing Wells, and Littletown to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Campus Farm to South Tucson. Whether you are right down the road or an hour away from Tucson you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Cactus Auto loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Competitive Pre-Owned Vehicle Rates*
We have hundreds of pre-owned vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of pre-owned vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Cactus Auto finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Arizona banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to meet your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Finance Department at Cactus Auto
Welcome to the Finance Department at Cactus Auto, your trusted used car dealership in Tucson, AZ. We understand that financing a vehicle can seem daunting, but our goal is to make the process as seamless and stress-free as possible. Whether you’re looking to buy or lease, we offer a variety of financing options tailored to meet your needs. Our team of finance experts is here to guide you every step of the way.
Easy Car Financing at Our Used Car Dealership
At Cactus Auto, securing financing for your next vehicle is straightforward and hassle-free. Our experienced finance team works with a network of reputable lenders to ensure you get the best possible loan terms. We cater to all types of credit situations, so even if you have less-than-perfect credit, we can help you find a solution that works for you.
The Loan Pre-Approval Process
Getting pre-approved for a loan at Cactus Auto is quick and convenient. Simply fill out our secure online pre-approval form, and our finance specialists will review your application. Pre-approval gives you a clear understanding of your budget and enhances your negotiating power. It also streamlines the buying process, allowing you to focus on finding the perfect vehicle.
About The Car Trade-In Process
Trading in your current vehicle at Cactus Auto is a great way to reduce the cost of your next purchase. Our trade-in process is simple and transparent. Bring your vehicle in for an appraisal, and our team will provide you with a fair market value offer. You can use this value towards the purchase or lease of your next vehicle, making it easier to upgrade to a car that better suits your needs.
Specials and Offers on Inventory and Service
We believe in providing our customers with exceptional value. That’s why Cactus Auto offers a variety of specials and promotions on our inventory and services. From discounted prices on select vehicles to special financing rates and service coupons, we strive to make owning and maintaining a vehicle affordable. Check our website regularly for the latest deals and offers.
Comparing Leasing and Buying a Used Vehicle
Deciding between leasing and buying a used vehicle depends on your lifestyle and financial goals. Leasing a used vehicle typically involves lower monthly payments and gives you the flexibility to drive a newer model every few years. Buying, on the other hand, allows you to build equity and eventually own the vehicle outright. Our finance experts can help you weigh the pros and cons of each option to determine what’s best for you.
The Benefits of Buying a Used Vehicle
One of the biggest advantages of buying a used vehicle is the cost savings compared to purchasing a new car. Used vehicles generally have a lower purchase price, which translates to lower monthly payments and less depreciation over time. At Cactus Auto, we offer a wide selection of high-quality used cars, trucks, and SUVs that have been thoroughly inspected to ensure reliability and performance.
Buy or Lease Your Dream Used Car Today
At Cactus Auto in Tucson, AZ, we are committed to making car financing easy and accessible. Our Finance Department is dedicated to helping you secure the best loan terms, navigate the trade-in process, and take advantage of our specials and offers. Whether you choose to lease or buy, we provide expert guidance to help you make an informed decision. Visit Cactus Auto today and experience the benefits of buying a used vehicle with the support of our knowledgeable and friendly finance team. Your next vehicle is waiting, and we’re here to help you drive it home with confidence.